Everyone is looking for savings when shopping for Father’s Day. I am no exception. Recently, I get a Bloomingdale’s card at the 25% discount. That’s a timely promotion for the Father’s Day. Hey, things cost more these days, 25% off everything is great. They mean almost everything except some designer brand like the Louis Vuitton is never on sale, so no luck on that. Anyway, the point I am trying to make is that Department stores are offering discounts if you sign up for their store credit cards. The discounts range from as 10% to as much as 30% of your first day of purchase. Some stores actually extend the savings up to one week so you will have enough time to think about and buy whatever you want during the week. The savings will not be reflected at the time of purchase, which means the dollar amount on the receipts will have the same price as retail. The discount, however, will eventually show up on the first bill. So be sure the check whether the percentage match the promotion you are suppposed to get when you first signed up at the store.