There are so many new credit cards on the market that it’s sometimes hard to decide which ones are the best. This Citi Platinum Select MasterCard review will show just how many great benefits come with this select credit card. It all begins with an extraordinary introductory offer and then the deals just keep getting better. Here are 5 reasons why you should apply today.

Introductory APR lasts for 21 Months!

The best feature of this Citi Platinum Select card is the introductory APR that’s offered to new card holders. This introductory offer is 0% APR for 21 months! That includes both purchases and balance transfers. With that said, it can save you thousands of dollars if you transfer the balance of another card with a high interest rate to this one. Since the balance transfer fee is only 3% (which is far less than a high interest rate), this card is perfect for paying off some of these high interest cards. Just keep in mind that you have to transfer the balance within the first 4 months of getting your card for this offer to apply.

For Those Who Love to Shop Online

Shopping online has become very popular and now it’s even better. The ‘extra cash’ feature is perfect for placing those online orders. With this Citi Platinum Select credit card, you can purchase all of your favorite items and get an automatic 10% discount. Here’s how it works:

• Select Savings – Go to the Citi website and log in to the Extra Cash section. Select the products you want to save on.
• See Savings as they Happen – Any time you make a purchase with the Citi Platinum Select Card, you see live information regarding your ‘Extra Cash’.
• Enjoy – All you have to do is use this credit card during the purchase and you’re set! The extra cash savings will be automatically deducted from your card’s balance.

Security Features

In today’s world, credit card security is a great concern. Identity theft is a growing trend that has a lot of people on edge. Fortunately, Citi utilizes the most advanced security features such as Secure Sockets Layer (SSL). To your privacy information even more secure, Citi includes industry standard as well as optional security measures. Here are some examples of how Citi protects owners of this credit card. Keep in mind that some of these are optional and must be activated by the card holder.

No liability for unauthorized purchases! If by some small chance you’re compromised, then you will not be responsible for paying unauthorized charges.

Citi Photocard is one of the best features. It would be extremely difficult for a black hat to use a stolen credit card with your picture on it! Citi gives you the option to unlock this cool feature and gain peace of mind.

Virtual account number add even more security to online shopping. You will be able to create a one time substitute credit card number that is directly linked to your credit card. Once you use this number, it becomes inactive. Therefore, it’s next to impossible for your number to be stolen online.

Auto Rental Features

For those of us who are constantly traveling, this Citi Platinum Select credit card adds yet another outstanding feature. First of all, by simply using this card to rent a vehicle, you’ll automatically be covered with auto rental insurance provided by Citi. Travel and emergency assistance are also included. These services include medical, legal, lost luggage, and emergency transportation. This protection is active throughout all of the U.S. and many other countries. You also get discounts for using Hertz with this card. Since Hertz is one of the leading car rental agencies in the world, this is a great discount.

Protect your Purchases

Most items that you purchase while using this card will include an extension of the manufacturers warranty. This is normally for a period of up to a year. Additionally, most items purchased are eligible for special protection such as:

• Fire
• Breakage
• Theft

This normally applies up to 3 months after the purchase date.

As you can see, all of these benefits can quickly add up. But what this Citi Platinum Select MasterCard review has shown us is that the most useful feature is the introductory balance transfer offer. Since it’s completely interest free for 21 months, it can wind up saving you a lot of money. It’s no wonder that this card is quickly becoming one of the most popular on the market.